“I am very grateful to the co-op, because without the co-op, I won’t be able to start my shop. I would have nothing and still be working at my previous job. The co-op is a big help to me.”

“The loan we took out from the co-operative helped us improve our business. We have observed how our business expanded.”

“I am always thankful for the co-operative for always helping me with my problems, especially in running my business—Kenneth Book Store.”

“With all my heart, I am thankful l to be involved in the co-operative. Becoming a member plays a big role in my life, and that is why I encourage everyone to join and become a member of the co-op. Because if you are alone, it is difficult to move forward, but if you have others to rely on just like a co-op, our lives will be more successful.”

“The things you really need for this kind of business are humility and hard work from the time you start planting until the crops mature.”

“We really need to have a great amount of patience, especially when we are handling the people working for us. We need to take good care of them. If not because of them, our business is nothing.”

“I am deeply grateful to the co-operative for all the benefits that helped our family and our business.”

“Ever since I became part of the co-operative, I have really experienced the good it brings. That is why I encouraged my friends and relatives to become a member so that they can also avail of the benefits.”

“Save and always trust in the Lord that he will provide for your everyday needs. I urge everyone with my most genuine heart that if you want to achieve something in life and it seems too dark, the co-operative will shine its light on you and help you achieve something and become someone you never thought possible.”

“Save and always trust in the Lord that he will provide for your everyday needs. I urge everyone with my most genuine heart that if you want to achieve something in life and it seems too dark, the co-operative will shine its light on you and help you achieve something and become someone you never thought possible.”

“If not for the educational assistance provided by the co-op way back then, my fellow scholars and I would not be able to get to where we are now. I can confidently say that it is because of the co-op’s scholarship program that we all have jobs of our own and are earning well enough to support our loved ones.”

“Many of us applied for educational assistance, and I am thankful that the co-operative supported me by financing my studies and the expenses that came along, like my school supplies. It is because of the co-op’s help that I could have one less worry as I studied and worked part-time during my summers with them.”

“It is good to have YAKAP, especially during challenging times. If you don’t have any money or even if you have to borrow money first, at least you could surely get reimbursement from YAKAP based on your needs.”