MASS-SPECC Cooperative Development Center

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People’s Micro Finance Cooperative holds training on Information Security, AMLA and DPA

People’s Micro Finance Cooperative holds training on Information Security, AMLA and DPA ZAMBOANGA CITY, PHILIPPINES – In a proactive step toward safeguarding its operations and members, the People’s Micro Finance Cooperative hosted a comprehensive training and orientation on Information Security with highlights on Cyber Threats, Anti-Money Laundering Act (AMLA), Data Privacy Act (DPA). The two-day event took place on August 16-17, 2024, at Guiwan Building in Zamboanga City. The training, attended by 140 participants over two days (70 per day), aimed to educate co-operative members and staff on critical aspects of protecting sensitive data, complying with regulations, and fostering a culture of security.  Key topics included best practices in Information Security, legal obligations towards money laundering, ensuring data privacy, and building robust information security systems within the co-operative framework. A significant quote from one of the key speakers resonated throughout the event: “Cybersecurity is everybody’s responsibility.” This message highlighted the collective effort required to ensure that all members are vigilant and knowledgeable about potential risks in today’s digital age. MASS-SPECC Cooperative Development Center’s Enterprise Risk Management (ERM) Unit provided vital insights and practical tools to equip participants with the knowledge and skills necessary to protect the co-op’s assets and members.  The training emphasized the importance of compliance with regulatory standards and the protection of member data as a top priority. This initiative reflects People’s Micro Finance Cooperative’s commitment to staying ahead of technological threats and ensuring a secure and responsible co-operative environment.  The co-op movement aims to continue building its capacity for better service, stronger security, and enhanced member trust. With the conclusion of the event, the participants are now better informed and prepared to implement the necessary safeguards, ensuring that their co-operative remains resilient in the face of cyber threat challenges. People’s Micro Finance Cooperative holds training on Information Security, AMLA and DPA People’s Micro Finance Cooperative holds training on Information Security, AMLA… Read More September 10, 2024 AADC, Care Philippines, MASS-SPECC launch project simulation for typhoon readiness AADC, Care Philippines, MASS-SPECC launch project simulation for typhoon readiness… Read More July 25, 2024 Operation Pagtinabangay: ‘We Help As One’ a success in Davao del Norte Operation Pagtinabangay: ‘We Help As One’ a success in Davao… Read More March 28, 2024 Load More

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CO-OPvention 2024 shines spotlight on ‘inclusive growth and community resilience’

CO-OPvention 2024 shines spotlight on ‘inclusive growth and community resilience’ CAGAYAN DE ORO CITY, PHILIPPINES — MASS-SPECC Cooperative Development Center, the largest regional co-op federation in Mindanao with over 300 primary co-operatives, successfully held the 2024 MASS-SPECC CO-OPvention from May 28 to 30 in Cagayan de Oro City. The event featured the Managers’ Congress, the 54th Co-op Leaders’ Congress, and the 50th General Assembly, drawing co-op leaders from all over the Philippines, but mostly from Mindanao. This year’s CO-OPvention focused on the theme “CO-Operating for Inclusive Growth and Community Resilience,” driven by the need to ensure that all members benefit equally from cooperative growth. The event emphasized the importance of leveraging digital technology to promote financial inclusivity and provide greater access to financial services for members. Additionally, the CO-OPvention called for collective action among cooperatives to enhance the delivery of equitable services and contribute significantly to environmental preservation. The event aimed to position cooperatives as pivotal contributors to national development, echoing the cooperative principle of mutual aid and the importance of sustained individual and collective commitments for community improvement. On the first day of the CO-OPvention, May 28, co-operative leaders from across Mindanao converged at the Mallberry Suites for a day of insightful discussions and strategic planning at the Managers’ Congress organized by the Mindanao Cooperative Managers Club (MCMC). Keynote speaker Dr. Jesus P. Estanislao, a distinguished figure in corporate governance and founder of the Institute of Corporate Directors, delivered an impactful address on ethical business practices crucial for co-op managers. His presentation highlighted the importance of governance frameworks in sustaining co-operative success amidst evolving economic landscapes. The Managers’ Congress not only served as a platform for learning and collaboration but also reaffirmed the commitment of Mindanao’s co-operative leaders to uphold ethical standards and drive sustainable development in their communities.  The 54th Co-op Leaders’ Congress, held on May 29, resonated with a powerful theme: “CO-Operating for Inclusive Growth and Community Resilience.” Bringing together co-operative leaders and stakeholders from across Mindanao, the congress aimed to forge a path towards sustainable development and resilience in the face of challenges. Discussions highlighted the transformative impact of digital technology in enhancing financial services accessibility, particularly in underserved rural areas where co-operatives are crucial lifelines.  Representatives from the Bangko Sentral ng Pilipinas (BSP) and Peppermint Innovation Ltd, a trailblazer in financial technology emphasized the growing acceptance of digital payments among diverse socioeconomic groups, showcasing co-op opportunities to leverage technology for broader financial inclusion. Peppermint and MASS-SPECC are united not merely for commercial endeavors but to usher in a new era of digital financial inclusion through the Pinoy Coop Mobile (PCM) app, where members can send money between Pinoy Coop ATM accounts, check balances, and access wallet services via Instapay or PESONet, eLoad, and bills payment, among other features.  With sessions focusing on innovation, inclusivity, and resilience, co-operatives are well-positioned to navigate future challenges and foster lasting impacts in their respective communities. The 50th General Assembly of co-operative leaders concluded on May 30, where co-operative leaders reconvened to address crucial agenda items, including the eagerly awaited 2024 Election Results and the Proclamation of Winners. The assembly proceeded with diligence and transparency, ensuring the democratic process in electing new leaders who will steer co-operative initiatives forward in the coming years. The 50th General Assembly celebrated co-operative achievements and reaffirmed their pivotal role in fostering inclusive growth and resilience within local communities.  As co-ops look towards the future, they remain steadfast in their mission to empower members and contribute meaningfully to sustainable development across the region MASS-SPECC conducts financial literacy training of trainers for co-op youth As part of its ongoing commitment to empowering the youth… Read More msp-adminOctober 9, 2024 ‘Panaghugpong’ event paves way for MAFFISCO youth formation In a significant step towards empowering the next generation of… Read More msp-adminOctober 9, 2024 People’s Micro Finance Cooperative holds training on Information Security, AMLA and DPA People’s Micro Finance Cooperative holds training on Information Security, AMLA… Read More msp-adminSeptember 10, 2024 Load More

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AADC, Care Philippines, MASS-SPECC launch project simulation for typhoon readiness

AADC, Care Philippines, MASS-SPECC launch project simulation for typhoon readiness The AGRI-AQUA Development Coalition – Mindanao (AADC) and Cooperative for Assistance and Relief Everywhere – Philippines (CARE Philippines), in collaboration with MASS-SPECC Cooperative Development Center and its member-co-operatives, have initiated a project to support cash distributions through the Multi-Purpose Cash Assistance (MCPA) using the Pinoy Coop POS cash-out facility. The project aims to activate the contingency plan’s anticipatory action ahead of typhoons in the municipalities of Tagana-an, Sison, Mainit, and Dapa, Surigao del Norte.  This initiative is designed to mitigate the negative impacts of typhoons on vulnerable populations. From June 4-16, 2024, the project distributed Pinoy Coop Kards to 4,130 beneficiaries across 27 barangays in the said municipalities.  A full simulation exercise of the payout process was conducted on June 13, 2024, involving 556 beneficiaries across four barangays. This proactive approach ensures that cash assistance reaches those in need efficiently and effectively, reinforcing community resilience against typhoons.

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MICMA Trese:
Cirilio P. Opeña, Jr.

ICE CREAM KING OF MSU-IIT NMPC Cirilo P. Opeña Jr.’s Story of Success with MSU-IIT National Multi-Purpose Cooperative Cirilo P. Opeña Jr. is a testament to the life-changing potential of membership in a co-operative like MSU-IIT National Multipurpose Cooperative. Opeña’s journey began in 2014 when he decided to join the co-op, encouraged by his friend who believed the co-operative could greatly benefit him. He initially ran a sari-sari store, a small convenience store that sells various household items. However, he aspired for more. He saw an opportunity in the ice cream business and decided to become a Selecta ice cream dealer in April 2021. This required a significant starting capital of P200,000. To achieve his goals, he sought additional funding through a loan from the MSU-IIT NMPC. His entrepreneurial spirit was not daunted by challenges. One hurdle he faced was difficulty with transportation for his ice cream deliveries. This prompted him to secure another loan from the co-operative to purchase a vehicle, allowing him to streamline his operations. The MSU-IIT NMPC proved to be a true partner in Mr. Opeña’s success story. The co-op provided him with financial support during difficult times, including the loss of his father and the hospitalization of his youngest child. The Sunshine plan, a program offered by the cooperative, was there for him during his time of need. Opeña’s most recent loan has improved his delivery service and expanded his business reach. This investment reflects his confidence in the future of his ice cream business. Thanks to the support of MSU-IIT NMPC, Opeña’s hard work and determination have paid off. His ice cream business has thrived, enabling him to finance his daughter’s college education. His success extends beyond his own family. He was able to purchase a house and lot. The values and principles promoted by the cooperative, such as cooperation and mutual help, have fostered positive relationships between Mr. Opeña and his customers. The story of Opeña is an inspiration to aspiring entrepreneurs. Opeña’s entrepreneurial spirit, coupled with the cooperative’s financial support and guidance, enabled him to transform his business from a sari-sari store to a successful ice cream dealership, providing employment opportunities and improving his family’s life.

MICMA Trese:
Cirilio P. Opeña, Jr.
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MICMA Trese:
Dr. Aimee Mandawe Paredes

FROM STARTING ANEW TO BUILDING A RESORT The Story of Dr. Aimee Mandawe Paredes of DOMMUPCO Dr. Aimee Mandawe Paredes is a shining example of how Davao Oriental Market Multipurpose Cooperative (DOMMUPCO) empowers its members. In 2010, Dr. Paredes took over a clinic, inheriting the responsibility of not only running it but also renovating it. She faced the challenges of starting from scratch, needing to establish a laboratory and pharmacy alongside managing patient admissions to Saint Camillus Hospital. Her journey took a fortunate turn in 2012 when she became a member of DOMMUPCO. The co-operative provided her with the financial backing she needed to achieve her goals. Through DOMMUPCO’s loan program, Dr. Paredes was able to secure funding to purchase a beach lot. This wasn’t all – her dreams further expanded into building a resort and even starting a farm. DOMMUPCO’s support extended beyond financial aid. Dr. Paredes benefitted from the co-operative’s hospitalization, mortuary, and consultation services. The co-operative also partnered with her on medical missions and free consultation projects, giving her valuable exposure and the opportunity to give back to the community. Dr. Paredes’ success story highlights the power of co-operative efforts. In 2015, DOMMUPCO granted her a loan to secure a prime beach lot, laying the foundation for her resort. Then, in 2022, after faithfully repaying the loan, DOMMUPCO provided her with another hefty loan to help construct the resort building. With DOMMUPCO’s support, Dr. Paredes’ dreams transformed into reality. She was able to establish a resort, becoming a small business owner and an employer in her community. She provides her employees with benefits, further contributing to the community’s well-being. Dr. Paredes shows the transformative power of cooperation and how DOMMUPCO has empowered her to not only rebuild her clinic but to achieve even greater milestones and becoming a successful entrepreneur.

MICMA Trese:
Dr. Aimee Mandawe Paredes
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MICMA Trese:
Julieta N. Inda

EMPOWERING DREAMS WITH MSU-IIT NMPC The Story of Julieta N. Inda of MSU-IIT National Multi-Purpose Cooperative Julieta Inda’s story is one of transformation, from her days as a product consultant in the private sector to her current role as a respected member of the co-operative. What sets her narrative apart is not just her personal success, but her steadfast commitment to uplifting others around her. With a vision for growth and empowerment, Julieta influenced her employees to join the co-operative, recognizing the opportunities it presented for their collective prosperity. Through MSU-IIT National Multipurpose Cooperative (MSU-IIT NMPC), she found the means to achieve her goals and support her community. Her journey with the co-op began with a modest loan, which she used as her capital for her sari-sari store. Undeterred by challenges, she expanded her business ventures with an internet. Despite setbacks such as the devastation wrought by Typhoon Sendong, Julieta persevered, securing another loan to rebuild her internet café, and continued her entrepreneurial journey. With each loan, Julieta demonstrated her resilience and determination, using the funds to diversify her business portfolio. From capitalizing a piggery business to venturing into the lucrative cake industry with her sister, she seized every opportunity to grow her enterprise. Julieta’s exemplary standing within MSU-IIT NMPC is evident not only in her financial success but also in her reputation as a dependable and responsible member. Her commitment to timely repayments and active engagement with the co-op has earned her the respect of her peers and the trust of the institution. As a MICMA nominee, she plans to inspire more of her family and friends to join the co-operative, recognizing its role in empowering people to pursue their dreams through synergy and collaboration.

MICMA Trese:
Julieta N. Inda
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MICMA Trese:
Arlyn L. Loma

Navigating challenges, thriving with Makilala MPC The Story of Arlyn L. Loma of Makilala Multipurpose Cooperative  In the bustling town of Makilala, nestled within the vibrant community, resides a tale of triumph embodied by Arlyn L. Loma. Her journey intertwines with Makilala Multi-Purpose Cooperative (MAK-MPC), a cooperative that not only fosters financial growth but also cultivates a sense of belongingness and support. Arlyn’s narrative unfolds against the backdrop of her entrepreneurial ventures, spanning from a humble eatery established in 2007 to a flourishing car wash and a bakeshop in 2021. However, it was not merely the success of her businesses that sets her story apart but the support and guidance she found within MAK-MPC. Encouraged by her mother to join the co-operative, Arlyn saw it as an avenue to safeguard her hard-earned income from her small enterprises. Today, her dedication bears fruit as she proudly shares her monthly and weekly earnings: 100,000 pesos from the eatery, 200,000 pesos from the car wash, and 150,000 pesos from the bakeshop. Employing a total of 37 people across her businesses, she extends her reach beyond Makilala, serving communities in neighboring barangays. Amid her successes, Arlyn faced adversity in 2010 when her eatery operations were suspended by the DPWH due to its proximity to the national highway. In her hour of need, she turned to MAK-MPC, securing a back-to-back loan using her savings and share capital to transform her setback into an opportunity, investing in essential infrastructure that led to the lifting of the suspension. Her story is marked by strategic financial decisions, including her initial loan for a piggery business, diligent savings, and prudent investment in share capital. Through the co-op, she not only secured her children’s education but also acquired valuable assets such as land titles and service vehicles. Her commitment to her employees is evident in the boarding house she built, providing them with a comfortable and rent-free accommodation. Reflecting on her journey, Arlyn expresses her profound gratitude towards MAK-MPC, acknowledging that without their support, her businesses would not have thrived. Her employees, too, attest to her generosity and kindness, highlighting her compassionate leadership and dedication to their well-being. As a MICMA nominee, Arlyn envisions a future rooted in continued partnership with MAK-MPC. She plans to encourage her employees to join the co-operative, recognizing its role in financial empowerment and community development. 

MICMA Trese:
Arlyn L. Loma
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Operation Pagtinabangay: ‘We Help As One’ a success in Davao del Norte

Operation Pagtinabangay: ‘We Help As One’ a success in Davao del Norte CAGAYAN DE ORO CITY, Philippines — In the face of adversity, the true spirit of community shines brightest.   This sentiment was brought to life through the relief operations aptly titled “We Help As One,” relating to MASS-SPECC Cooperative Development Center’s Operation Pagtinabangay, which helped the residents of Panabo City, Sto. Tomas, Tagum, BE Dujali, and Carmen, Davao del Norte, who were affected by the recent floods, as reported by Panabo Multipurpose Cooperative.   From February 2 onwards, their concerted efforts sought to provide essential support to those stricken by the calamity.   A total of 1,715 individuals and families from 14 barangays, co-op members and non-members alike, received assistance during this critical time.   The heart of the initiative lay in the distribution of essential supplies, including 1,215 grocery packs, meals, clothes, and 500 bottles of 25L bottled water in partnership with Sabon Depot Panabo. These aid packages aimed to alleviate their immediate needs in the aftermath of the floods.   Behind every act of compassion lies a network of support. The success of “We Help As One” would not have been possible without the generous contributions from their donors and the tireless dedication of their volunteers. This is also part of MASS-SPECC’s Sustainable Co-ops (SCOOPS) Program, where where rallying for solidarity stands as a pivotal component.   Panabo MPC has expressed its gratitude to MASS-SPECC Cooperative Development Center as one of the donors of the said activity.    “On behalf of Panabo Multipurpose Cooperative, we would like to extend our heartfelt and enormous appreciation for your generous donation in response to the recent floods that affected our members and the community of Davao del Norte,” wrote Panabo MPC CEO Arlene T Ruedas to MASS-SPECC CEO Bernadette Toledo.   “We were somehow caught off-guard witnessing how massive the impact of the floods was. However, your swift and compassionate response to our request has helped us extend immediate support to those affected by the natural disaster and provide them hope to rebuild and recover from their losses.”   The activity was able to raise and distribute relief packages amounting to a total of Php541,572 (as of March 8, 2024). Through this activity, co-operatives not only provided relief but also nurtured the values of solidarity and resilience within their communities and the co-op movement as a whole. READ MORE Operation Pagtinabangay: ‘We Help As One’ a success in Davao del Norte Operation Pagtinabangay: ‘We Help As One’ a success in Davao… Read More March 28, 2024 mass-specc unveils scoops program in an environmental forum let’s go scoops: mass-specc unveils scoops program in environmental forum… Read More January 17, 2024 MASS-SPECC hosts successful 2nd round of face-to-face ownership meetings MASS-SPECC CONDUCTS SUCCESSFUL 2ND ROUND OF FACE-TO-FACE OWNERSHIP MEETINGS To… Read More January 8, 2024 Load More

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MASS-SPECC celebrates Int’l Women’s Day with COOPera’tEBA: Eba Talks, women entrepreneurs

MASS-SPECC celebrates Int’l Women’s Day with COOPera’tEBA: Eba Talks, women entrepreneurs CAGAYAN DE ORO CITY, Philippines — In celebration of International Women’s Day last March 8, 2024, MASS-SPECC Cooperative Development Center, in collaboration with Andam Higala, Inc., proudly introduced the “COOPera’tEBA: A Gender and Development Program.”  The program kicked off with “EBA Talks,” an enlightening online discourse featuring distinguished women entrepreneurs who generously shared their remarkable journeys and invaluable insights for achieving business success.  This groundbreaking initiative aims to engage, equip, and empower women entrepreneurs within the co-operative sector, aligning with the theme of #IWD2024, “Invest in Women: Accelerate Progress.” Notable speakers included Queritess Queja, Executive Director of Oro Chamber of Commerce, whose diverse ventures encompass office space rentals, Ilocandia restaurant management, and poultry and farming enterprises. Also present was Gemma Dela Vega Emata, Vice President of Oro Chamber of Commerce and an innovative force behind Cocosavor, a coconut-based condiment recognized as a Regional and National Finalist in the Development of FIC Competency, facilitating the transition of new products from concept to market launch. Their narratives provided inspiration for aspiring women entrepreneurs, particularly within the Mindanawon co-operative movement. The online event was held through Zoom and connected to Facebook Live on MASS-SPECC and Andam Higala’s page. Doris Calapiz, Women’s Representative to the MASS-SPECC Board of Directors and the GAD Committee Chairperson, delivered the opening remarks, setting the tone for an engaging and empowering discussion.  “It is a global day to celebrate and recognize women’s social, economic, cultural, and political achievements,” said Calapiz. “Today is also a reminder for all of us to realize women’s potential and create a world where every woman feels safe and empowered.”  Carmel Neri-Dytingco, MASS-SPECC Strategic Communication Unit Officer and GAD Focal Person, provided insights into the COOPera’tEBA Program and its salient details. She mentioned that the “EBA Talks” was the first component of the developing COOPera’tEBA Program, designed to foster entrepreneurship discourse and provide a platform for sharing success stories, experiences, and best practices to inspire emerging women entrepreneurs in Mindanao.  The event also featured Ma. Alexandrea Venilda Portillo, Chairperson of Andam Higala Inc., who shed light on the collaborative efforts driving this initiative forward.  Over 60 member co-operative attendees participated in interactive sessions, including games and raffles, adding a touch of fun to the enriching experience. MASS-SPECC Cooperative Development Center is committed to promoting social entrepreneurship and empowering women across the co-operative sector and beyond. Through initiatives like COOPera’tEBA Program, MASS-SPECC strives to create an inclusive and sustainable future where “all members enjoy a better quality of life.

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MASS-SPECC Unveils SCOOPS Program in an environmental forum

let’s go scoops: mass-specc unveils scoops program in environmental forum CAGAYAN DE ORO CITY — In a bid to foster informed environmental discussions and empower its members, MASS-SPECC Cooperative Development Center has officially launched the Sustainable Co-operatives (SCOOPS) Program.    The unveiling took place during an impactful environmental forum named “Let’s Go SCOOPS: Managing Environmental Awareness and Action in the Co-operative Movement” on October 28, 2023, at the Dynasty Court Hotel in CDO.    The SCOOPS Program, devised under the dedicated commitment to contribute to the UN Sustainable Development Goal No. 13, specifically targeting Climate Action, aims to steer the co-operative movement towards environmental stewardship.   Addressing climate crises   The forum participated by 111 attendees from 53 co-operatives featured prominent figures in climate action, such as environmental expert Annalyn Mejares and Pat Pangantihon from the Philippine Movement for Climate Justice.    Mejares delved deep into the critical aspects of environmental awareness in the context of climate change. Her comprehensive discussion spanned the interconnectedness of environmental degradation, climate shifts, and the imperative need for heightened consciousness regarding these issues.    She explained the intricate links between human activities, such as rampant industrialization and unsustainable practices, and the escalating climate crises witnessed worldwide. Her presentation emphasized the urgent necessity for widespread awareness and proactive measures to address these ecological challenges.   On the other hand, Pangantihon tackled the pressing topic of “Climate Justice and Climate Crisis: What Future?” showing the disparities in climate impacts and the disproportionate burden borne by marginalized communities.    Pangantihon’s thought-provoking discussion resonated with the need for a future that prioritizes justice, fairness, and inclusivity in the face of the unfolding climate crisis.   Both presentations not only raised awareness but also spurred attendees to contemplate actionable strategies and societal responsibilities in mitigating the impacts of climate change while striving for a more equitable and sustainable future.     Leading role in SCOOPS   The SCOOPS Program marks a groundbreaking initiative, signaling a new era of sustainability within the co-operative sector, empowering co-ops to take a leading role in advocating for sustainability.   With the guiding theme of “Promoting Environmental Awareness and Action in the Co-operative Movement,” this initiative equips co-operatives with essential knowledge and tools to bring about tangible changes in combating climate change.   The program’s objectives include reducing environmental footprints, making informed decisions prioritizing sustainability, and actively contributing to global efforts against climate change.   Highlighting the urgency, MASS-SPECC CEO Bernadette Toledo emphasized the Philippines’ vulnerability, ranking as the third most disaster-prone country in the world, and contributing significantly to global ocean plastic waste.   “Given these pressing challenges, it is imperative that we, as cooperative enterprises, actively contribute to mitigating and managing the destructive effects of climate change on the lives and livelihoods of our people,” Toledo shared.    “This responsibility extends not only to our present members but also to future generations and as value-based enterprises, it is our duty to partake in these efforts.”   Co-operatives in climate action   In 2022, the Co-operative Movement Strategic Plan was approved, which aims to foster the growth and prosperity of co-operative enterprises.   “It is vital to ensure that this growth is inclusive, benefiting all members and improving their overall well-being and quality of life, particularly those who are less privileged among us,” shares Toledo.   SCOOPS, beyond being a mere program, stands as a “catalyst for transformation” for embodying a commitment to building a community of “environmentally conscious co-operatives dedicated toward a more sustainable and resilient future.”   MASS-SPECC aims to track the number of co-ops that embrace the SCOOPS program, which promotes sustainable practices.    “By adhering to these principles and working collectively towards our objectives, we can forge a path towards a more sustainable future for our co-operative movement and pave the way for the holistic well-being of our members and communities,” Toledo shared. 

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