MASS-SPECC Cooperative Development Center

Sewing Dreams Into Reality

Celsa Formentera’s Story of Success with MSU-IIT National Multi-Purpose Cooperative

For Celsa Formentera, tailoring isn’t just a livelihood — it’s a lifeline. Alongside her husband Mario and their three daughters, she built a business from scratch that would become both her family’s foundation and her triumph.

Before becoming a full-time entrepreneur, Celsa would go around selling chorizo while carrying tailoring projects entrusted to her by neighbors. Hearing from a relative about the services of MSU-IIT National Multi-Purpose Cooperative (MSU-IIT NMPC) Pagadian, she joined the co-op in 2013. Her first loan was modest, but with discipline and vision, she invested in two sewing machines. From there, her small project grew.

Through hard work and MSU-IIT NMPC’s support, she expanded her tailoring business to include school uniforms, PE kits, sportswear, and teacher uniforms. Customers brought their own fabric, and Celsa never turned anyone away. Demand surged during enrollment season, and when capital needs arose, she confidently turned to the co-op. Over the years, her loan grew from ₱20,000 to ₱250,000, always repaid with care.

From those humble beginnings, Celsa’s dreams blossomed. She and her husband eventually purchased the house they once rented. Her tailoring shop now employs three full-time sewers with meals and insurance provided. She even trains students from vocational schools and offers snacks to immersion trainees. In recognition of her contributions, her family was awarded Most Outstanding Family in Sto. Niño, Pagadian.

More than just a businesswoman, Celsa is deeply rooted in her community. She donates clothes during calamities, supports barangay drives, and ensures customers return by upholding high-quality work. Her daughter Rojean, one of her seamstresses, credits the job for helping her finish school and support her family.

MSU-IIT NMPC has been with her every step of the way. She availed of services like Special Savings, Sunshine, Coop Care, and received benefits during medical checkups and her father’s passing. She diligently pays dues, advances payments, and appreciates the patronage refund she receives. The co-op also celebrates her growth, noting how she went from a renter to a titleholder, and how she brought her husband, child, and relatives into the co-operative fold.

“To those who haven’t joined yet,” she says, “become a member. What I’ve received, you too can experience.”

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